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It’s technical, but major organ transplant can be defined as the “definite diagnosis of the irreversible failure of the heart, both lungs, liver, both kidneys or bone marrow, and transplantation must be medically necessary”.

 

One of the organs stated above, included the kidney, the been-shaped organ that serves to remove excess organic molecules (such as waste products) from the blood.

 

 

Kidney failure is definitely a critical illness and a difficult ailment to live with. It is basically the irreversible failure of the individual’s both kidneys. They would have to endure a renal transplantation, peritoneal dialysis or regular treatments of haemodialysis.

 

 

To receive a benefit for kidney failure, there must be three of the following details:

  1. Failure of both kidneys.
  2. The extent of the failure is irreversible.
  3. One of the 3 aforementioned treatments (renal transplant, peritoneal dialysis or haemodialysis) must have started.

 

 

 

If the treatment has not been initiated then no money will be paid. However, insurance is a must these days. You never really know what could happen. So, if you are looking for life insurance or disability insurance, give us a call to discuss the wide variety of options and insurance coverage that we make available, to keep you and your family protected. Call us today!