The Role of Life Insurance in Estate Planning

What is estate planning? Whether you know it or not you have an estate. An estate is basically made up of everything that you own from your car and house to bank account and jewelry. It doesn’t matter how big or small the item is, as long as you own it its apart of...

What You Need to Know About Critical Illness Coverage

Known also as critical illness insurance, this coverage is a long-term insurance policy. Generally, you get a ‘lump sum’ of money all in one payment and tax free. These types of policies are generally designed to pay off your mortgage and debts if you get extremely...

Putting Your Trust in the Right Life Insurance Company

Life insurance is an important investment to make in yourself. However, many persons feel as though Canadian insurance companies don’t have their best interest at heart. This makes doing your research on companies to see who the right one for you is very important....

Whole, Term or Universal Life Insurance?

Thinking about getting life insurance? Not sure how it works or how to choose? Well first of all, what is life insurance? It’s a contract where you make payments to a company who in turn pays out a lump sum (death benefit) to beneficiaries when you die. This type of...

Disability Insurance 101 the crash course

When most people think about getting covered with insurance, the first thing that comes to mind are life and health insurance. People rarely ever think about disability insurance. Ironically, you’re more likely to need disability insurance than life insurance. So what...