Advice Blog
Misconception about Life Insurance
With most things in life you will find that not having a clear and complete understanding there are always myths and misconceptions that are developed as a result of this lack of information. Here are some of the common misconceptions about life insurance: I’m Too...
The Role of Life Insurance in Estate Planning
What is estate planning? Whether you know it or not you have an estate. An estate is basically made up of everything that you own from your car and house to bank account and jewelry. It doesn’t matter how big or small the item is, as long as you own it its apart of...
What You Need to Know About Critical Illness Coverage
Known also as critical illness insurance, this coverage is a long-term insurance policy. Generally, you get a ‘lump sum’ of money all in one payment and tax free. These types of policies are generally designed to pay off your mortgage and debts if you get extremely...
Putting Your Trust in the Right Life Insurance Company
Life insurance is an important investment to make in yourself. However, many persons feel as though Canadian insurance companies don’t have their best interest at heart. This makes doing your research on companies to see who the right one for you is very important....
Whole, Term or Universal Life Insurance?
Thinking about getting life insurance? Not sure how it works or how to choose? Well first of all, what is life insurance? It’s a contract where you make payments to a company who in turn pays out a lump sum (death benefit) to beneficiaries when you die. This type of...
Disability Insurance 101 the crash course
When most people think about getting covered with insurance, the first thing that comes to mind are life and health insurance. People rarely ever think about disability insurance. Ironically, you’re more likely to need disability insurance than life insurance. So what...
Travel Insurance… don’t leave home without it!
Travelling without travel insurance is like canoeing without a life jacket. Inconceivable. ~Joanne Parent~ Uninsured travellers justify their decision by claiming that they are already covered by public or workplace insurance plans or by their credit card. Others find...
Protect your most valuable asset
Your most valuable asset is your ability to earn income. Protect your income in case of disability or illness. If a long-term illness or disability prevented you from earning your regular income would you have the financial support you need to maintain your family's...